MORTGAGE & FINANCE

When Can Sellers Keep Earnest Money?

When Can Sellers Keep Earnest Money?

When a buyer makes an offer on your home for sale, they will most likely include an earnest money deposit. This is a percentage of the purchase price … Read more ⇢

4 Tips for Applying for a Mortgage

4 Tips for Applying for a Mortgage

Does the thought of applying for a mortgage give you the jitters? Mortgage rates have been rising steadily over the last few months, and it can be a l … Read more ⇢

What To Know About FHA Loans

What To Know About FHA Loans

FHA loans can be a great choice for many homebuyers. Backed by the Federal Housing Administration, these mortgages have low down payments and can be e … Read more ⇢

5 Ways To Use Your Home Equity

5 Ways To Use Your Home Equity

For homeowners, one of the silver livings of skyrocketing home values is a sudden increase in your home equity. According to a recent report by CoreLo … Read more ⇢

Understanding Debt-to-Income Ratio

Understanding Debt-to-Income Ratio

When you’re buying a home, your debt-to-income ratio (DTI) will be an important part of the equation. This critical piece of information will affect w … Read more ⇢

Getting the Best Interest Rate

Getting the Best Interest Rate

When you’re making a big purchase, such as buying a car or a new furnace, you know that it pays to shop around. Different stores will offer different … Read more ⇢